Florida insurance regulators say home insurance premiums are falling in 51 counties this year
Recent Florida Insurance News September 18, 2026 Florida Insurance News As the 2026 hurricane season continues, the Florida Office of Insurance Regulation reported that home insurance premiums are falling in 51 counties this year. Lawmakers say legislation they passed in 2022 to reform the state’s insurance industry is now correcting the market. They say fewer […]
Hurricane Preparation Beyond the Checklist: A Practical Guide for Florida Homeowners
Recent Florida Insurance News September 11, 2026 Florida Insurance News Hurricane Preparation Beyond the Checklist: A Practical Guide for Florida Homeowners Marc Ostroff Insurance Advisor | Personal & Business Risk Planning | Auto, Home, Flood, Umbrella & Business Coverage | Florida Protect What You’ve Built provides practical insurance insights for Florida homeowners and business owners. […]
New Study: Florida Policyholders Paid Nearly $3 Billion Less for Home and Auto Insurance in 2025
Recent Florida Insurance News September 4, 2026 Florida Insurance News A new study commissioned by the American Property Casualty Insurance Association (APCIA) and conducted by Moore Actuarial Consulting and James Lynch Casualty Actuary shows that Florida Policyholders Paid Nearly $3 Billion Less for Home and Auto Insurance in 2025. The study states that Florida’s 2022-2023 […]
Can insurance companies pause new policies as Tropical Storm Bertha moves through the Gulf?
Recent Florida Insurance News July 30, 2026 Florida Insurance News Some insurance companies were recently pausing new policies as Tropical Storm Bertha moved through the Gulf. The Insurance Information Institute, an industry group, said storm warnings in the Florida Panhandle could lead to a pause on new policies in Southwest Florida. The institute said a […]
Why Florida Property Insurance Rates Might (and Might Not) Keep Falling…
Recent Florida Insurance News July 28, 2026 Florida Insurance News After years of steep increases, Florida property insurance premiums are finally moderating or declining. Recent legal reforms, increased competition, and improving reinsurance conditions have begun translating into lower costs for many homeowners.Having a local agent like Oracle Insurance Group can help save you money with […]
Florida Welcomes 20 New Insurers Since Recent Legislative Reforms Passed. How Can This Save You Money On Policy Costs?
Recent Florida Insurance News July 1, 2026 Florida Insurance News Florida’s insurance market continues to improve with 20 property & casualty insurers recently entering the market. Together, the 20 new companies have brought more than $850 million in new capital to Florida and have helped by showing improvement in combined ratios, more flexibility in choosing […]
For the last two years, Florida’s insurance marketplace has shown significant improvement stemming from litigation reform.
Recent Florida Insurance News June 24, 2026 Florida Insurance News For the last two years, Florida’s insurance marketplace has shown significant improvement. The number of new insurers coming into the Florida market has almost quadrupled since last year. Automobile insurance rates have done more than decrease, hundreds of thousands of customers have actually received rebate […]
Florida lawmakers voted last week on a $115 billion state budget with wind mitigation and insurance costs being highlighted
Recent Florida Insurance News June 1, 2026 Florida Insurance News Florida lawmakers voted last week on a nearly $115 billion state budget after House and Senate leaders reached a final deal late last Sunday, ending a process that continued beyond the regular legislative session. Lawmakers are also continuing to negotiate spending proposals tied to among […]
What Most Florida Homeowners Miss About Flood Insurance Coverage – What’s Covered And What Isn’t…
Recent Florida Insurance News May 7, 2026 Florida Insurance News Most homeowners insurance policies do not cover flood damage. Flood coverage requires a separate policy, often comes with a waiting period, and is one of the most commonly misunderstood gaps for Florida homeowners. After every major storm, I have the same conversation with homeowners: “I […]
We Need More – Much More – Wind Mitigation, Say Experts at the Florida Office of Insurance Regulation’s Insurance Summit
Recent Florida Insurance News April 30, 2026 Florida Insurance News Florida has the largest wind-mitigation grant program in the country, providing more than $300 million to homeowners. Experts at the recent Florida Office of Insurance Regulation’s Insurance Summit, held earlier this month in Tallahassee say the program is not sufficient with needs for targeting additional […]